On December 29th, the Ping An Bank-Ruikang Coffee co-branded credit card was officially launched. This card uses coffee as the emotional bond, conveying the New Year's greetings of "One cup of Ruikang, ten thousand pieces of peace" to the customers, and accompanying young people to move forward warmly in the winter.
The design of the card cover is eye-catching, combining both texture and financial aesthetics.
The design of the card features a fresh and lively illustration style. The main color is Lucky Coffee Blue, and the artfully depicted scene portrays the lively and agile movements of the Lucky Coffee deer as it leaps and stands still in front of the Ping An Finance Center, symbolizing the harmonious blend of the natural realm and urban life.
The card craftsmanship focuses on details and texture. The deer design uses UV embossing technology to create a three-dimensional effect that stands out on the card surface, giving a vivid touch. The coffee flower and leaf elements interspersed among them are crafted with fine matte embossing, presenting elegant texture and visual appeal as the light and shadow shift. The entire card is not only a payment tool but also a fashionable item that integrates the brand's spirit and life aesthetics.
Weekly enjoy additional benefits, helping customers achieve coffee freedom
Coffee has become a standard part of the daily life of modern office workers, including their commuting to work and leisure activities. Ping An Bank Credit Card accurately captures this consumption trend and collaborates with LUCKIN Coffee to design an equity system that closely aligns with the consumption rhythm of young people. The first year is exempt from annual fee, and the annual fee is waived for the second year if the customer makes 6 transactions. The coverage includes coffee and a variety of special benefits. If you apply for the card between December 29, 2025 and March 31, 2026, you will receive multiple benefits:
12 Cup New Customer Reward: You will receive 12 cups upon meeting the criteria. New customers (those who have applied for the Ping An Bank - Starbucks Co-branded Credit Card for the first time and have not applied for any other credit card types from Ping An Bank) can apply for the card and complete 3 transactions with a single amount of 18 yuan or more by the end of the next month. Then, they can receive 12 Starbucks Coffee vouchers. These vouchers take effect on a natural week basis, with 2 vouchers issued each week and the distribution continuing for 6 weeks.
2 cups per week - Weekly Reward: Reach the consumption target and get 2 cups. New customers who complete 5 online transactions with each transaction amounting to 18 yuan or more in the current week, can receive 2 Starbucks Coffee vouchers in the following week. Achieve weekly consumption targets and receive weekly gifts.
12 Cup Reward: Invite friends to apply for cards and receive 12 cups. Customers who already hold a Ping An credit card can participate in this promotion by visiting the recommended gift page. For each new customer friend successfully invited to apply for the Ping An Bank - Starbucks Co-branded Credit Card and complete the first purchase, they will receive 12 Starbucks coffee vouchers. The maximum number of friends that can be recommended is 30.
As the first cross-border co-branded product after the upgrade of the five basic guarantees of Ping An Bank's credit card, this card also offers comprehensive value-added services, including 72-hour fraud-free protection, 1 million yuan traffic accident insurance, 12 free AI consultations, multiple repayment methods, and 1-on-1 enterprise micro customer service. In addition, with the support of American Express's resources, cardholders can enjoy exclusive benefits from American Express, such as free gift with every purchase of hotel meals, 50% discount on afternoon tea, and 2% cashback on overseas consumption in designated areas, along with other delightful surprises. (For details, please refer to the "American Express Card Benefits" mini-program)
Continuously deepen our focus on the young customer group and build a diversified service ecosystem for various life scenarios.
In recent years, Ping An Bank's credit cards have continuously focused on young customers. By catering to the lifestyle and personalized emotional needs of the younger generation, they have launched a variety of themed products such as videos, cute pets, games, and Chinese trends, which have been highly favored by young users. This collaboration with LUCKIN Coffee is yet another innovative practice in its strategy for managing the young customer base. The joint products precisely target the frequent consumption scenarios of the target users, providing comprehensive protection and "coffee freedom" to offer practical care and value, and establishing a deep emotional connection with young people.
In the future, Ping An Bank's credit card will continue to deepen its cooperation with LUCKIN Coffee. By leveraging American Express' premium benefits and cross-border scene resources, they will jointly build a service ecosystem that covers various life scenarios of young people. At the same time, by leveraging Ping An's comprehensive financial advantages, they will bring cardholders a worry-free, time-saving and cost-saving consumption experience.
